Charitable legacies in wills

There are not many ways to avoid inheritance tax these days. The tax can be reduced but with more and more loopholes being closed it is becoming increasingly difficult to make savings. One method which still works though is to give a gift to your favourite charity. Under current legislation gifts to charities are free as long as they are recognised as legitimate organisations. Continue reading

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New intestacy rules – less need to make a will?

On October 1st the rules relating to intestate succession are changing. At present, if a man dies without a will his widow is entitled to his household chattels plus the first £250,000 of his assets. Anything over and above £250,000 is divided into two. The spouse has the right to the income from one half and the children share the other half outright. If there are no children and the estate is over £450,000 the widow has to share the estate with her husband’s other relatives such as the parents or brothers and sisters. Continue reading

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The First Time Buyer Guide

If you haven’t ventured into the world of property buying before, it can be a little bit daunting. But, it doesn’t need to be with the right support and guidance. There’s no denying that buying your first home will incorporate a lot of paperwork and procedures as you deal with a lot of different people, so it’s important to get a good idea of what’s actually involved. Here are some of the basic steps to becoming a first time home owner. Continue reading

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